Looking for an electric car that combines affordability, style, and efficiency? The market for electric vehicles (EVs) in India has been growing rapidly, and there are now several options that deliver great value without breaking the bank. With a budget of under 20 lakh, you can get an electric car that offers eco-friendly driving, low maintenance costs, and cutting-edge technology. Here are some of the top electric cars you can consider, all of which pack a punch in terms of performance, range, and features, while still being budget-friendly.
Top Electric Cars Under 20 Lakh 2025
- Mahindra BE 6
- MG Windsor EV
- Tata Curvv EV
- Tata Nexon EV
- Hyundai Creta Electric
- MG ZS EV
- Mahindra XUV400 EV
Under 20 Lakh Electric Cars Detail’s
Here’s a detailed list of some of the top electric cars available in India under ₹20 Lakh, offering excellent value for money while delivering strong performance, modern features, and great range.
Mahindra BE 6
The Mahindra BE 6e is an eye-catching new electric SUV that represents a major milestone in Mahindra’s electric vehicle (EV) journey. Released in late 2024, the BE 6e blends innovative design with advanced technology and impressive performance.
Key Features
- Price: 18.90 lakh
- Battery Options: 59 kWh, 79 kWh
- Range: 59 kWh: 557 km (ARAI certified), 79 kWh: 682 km (ARAI certified).
- Performance: 0–100 km/h in just 6.7 seconds.
- Charging Time: 20–80% charge in approximately 20 minutes. (175 kW DC fast charging)
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MG Windsor EV
The MG Windsor EV is a stylish and feature-rich electric crossover SUV that has quickly become one of MG Motor India’s most popular electric vehicles. Launched in September 2024, it offers a compelling blend of design, technology, and practicality, making it a strong contender in the competitive EV market.
Key Features
- Price: 13.99 Lakh
- Battery Options: 38 kWh, 50 kWh Battery
- Range: Up to 332 km (ARAI-certified)
- Performance: 200Nm torque, 134bhp & 0-100 km/h in 9.8 Seconds.
- Charging Time: 0–80% in 55 minutes (45 kW DC fast charger), (7.4 kW): 0–100% in about 6.5 hours.
Tata Curvv EV
The Tata Curvv EV is a stylish look & feature-packed electric SUV that blends futuristic design as advanced technology. Launched in India in 2024, it offers a compelling alternative in the electric vehicle market. Here’s an detail’s of its key features:
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Key Features
- Price: 17.49 Lakh.
- Battery Options: 45 kWh, 55 kWh Battery.
- Range: MIDC range (55kwh:- 585 km, 45kwh:- 502km).
- Performance: 167 hp (front-mounted), 215 Nm, 0–100 km/h in 8.6 seconds.
- Charging Time: 10–80% charge in 40 minutes.
Tata Nexon EV
The Tata Nexon EV is an electric SUV from the Indian automaker Tata Motors. It is one of the popular electric vehicles (EVs) in India and has received praise for its practicality, performance, and affordable price in the electric vehicle segment.
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Key Features
- Price: 12.49 Lakh
- Battery Options: 30.2 kWh lithium-ion battery.
- Range: 312-453 km (ARAI Certified), 250-280 km (Real-World Range).
- Performance: 245 Nm of torque.
- Charging Time: 0 to 80% in about 60 minutes (DC Fast Charging),0 to 100% in about 8 hours,(Home Charging).
Hyundai Creta Electric
This model will be Hyundai’s first mass-market electric vehicle in India, marking a significant step in the company’s electrification strategy.
Key Features
- Price:18-24 lakh
- Battery Options: 51.4 kWh & 42 kWh battery packs
- Range: 390 to 473 km battery-only
- Performance: 0-100km/h in 7.9 Sec.
- Charging Time:10- 80% 50kW DC fast charger(58 minutes).
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MG ZS EV
The MG ZS EV is a well-known electric SUV in India, recognized for its remarkable range, advanced features, and competitive pricing. Below is an overview of its key specifications and features:
Key Features
- Price:18.98 Lakh.
- Battery Options: 50.3 kWh lithium-ion battery.
- Range: 440 km (WLTP).
- Performance: 0–100 km/h: Approximately 8.5 seconds.
- Charging Time: 50kW DC fast charger 0% – 80% in about 40 minutes.
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Mahindra XUV400 EV
The Mahindra XUV400 EV is a compact electric SUV that offers a blend of performance, practicality, and affordability.
Key Features
- Price:16.74 Lakhs
- Battery Options: 34.5 kWh and 39.4 kWh
- Range: 375-456 km (ARAI).
- Performance:149.55 PS (approximately 110 kW), delivering a top speed of 150 km/h.
- Charging Time:AC Charging (7.2 kW): 6 hours 30 minutes (0-100%), DC Fast Charging (50 kW): 50 minutes (0-80%).
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Under 20 Lakh Cars In India EMI Plans
Mahindra BE 6 EMI Plans (5-Year Tenure)
| Loan Tenure | Interest Rate | Loan Amount | Monthly EMI | Down Payment | Total Payable |
| 5 years (60 months) | 9% p.a. | ₹17,01,000 | ₹37,200 | ₹1,99,000 | ₹22,32,000 |
MG Windsor EV EMI Plans (5-Year Tenure)
| Variant | Loan Amount | Interest Rate | Down Payment | Monthly EMI | Total Payable |
| Excite | ₹13.27 Lakh | 9.8% p.a. | ₹1.47 Lakh | ₹28,080 | ₹21.84 Lakh |
| Essence | ₹13.27 Lakh | 9.8% p.a. | ₹1.63 Lakh | ₹31,059 | ₹22.87 Lakh |
| Exclusive | ₹13.27 Lakh | 9.8% p.a. | ₹1.53 Lakh | ₹29,059 | ₹22.16 Lakh |
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Tata Curvv EV EMI Plans (5-Year Tenure)
| Variant | Loan Amount | Interest Rate | Down Payment | Monthly EMI | Total Payable |
| Creative 45 | ₹15,74,100 | 10.5% p.a. | ₹3,05,110 | ₹33,834 | ₹20,30,040 |
| Accomplished 45 | ₹16,64,100 | 10.5% p.a. | ₹3,21,621 | ₹35,768 | ₹21,46,080 |
| Accomplished 55 | ₹17,32,500 | 10.5% p.a. | ₹3,34,169 | ₹37,238 | ₹22,34,280 |
| Accomplished Plus S | ₹17,36,100 | 10.5% p.a. | ₹3,34,830 | ₹37,316 | ₹22,38,960 |
Tata Nexon EV EMI Plans (5-Year Tenure)
| Variant | On-Road Price (Delhi) | Loan Amount | Down Payment | Monthly EMI | Interest Rate | Loan Tenure |
| Creative Plus MR | ₹15.52 lakh | ₹11.24 lakh | ₹3.00 lakh | ₹26,608 | 10% p.a. | 5 years |
| Fearless MR | ₹17.04 lakh | ₹11.96 lakh | ₹3.50 lakh | ₹28,768 | 10% p.a. | 5 years |
| Fearless Plus MR | ₹17.56 lakh | ₹12.41 lakh | ₹3.52 lakh | ₹29,836 | 10% p.a. | 5 years |
| Fearless Plus S MR | ₹18.09 lakh | ₹12.59 lakh | ₹3.60 lakh | ₹30,777 | 10% p.a. | 5 years |
| Empowered MR | ₹18.77 lakh | ₹13.27 lakh | ₹3.80 lakh | ₹31,797 | 10% p.a. | 5 years |
| Fearless LR | ₹19.13 lakh | ₹13.83 lakh | ₹3.83 lakh | ₹32,511 | 10% p.a. | 5 years |
| Fearless Plus LR | ₹19.65 lakh | ₹14.29 lakh | ₹3.95 lakh | ₹33,367 | 10% p.a. | 5 years |
| Fearless Plus S LR | ₹20.18 lakh | ₹14.83 lakh | ₹4.00 lakh | ₹34,371 | 10% p.a. | 5 years |
| Empowered Plus LR | ₹20.96 lakh | ₹15.67 lakh | ₹4.20 lakh | ₹35,613 | 10% p.a. | 5 years |
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Hyundai Creta Electric EMI Plans (5-Year Tenure)
| Variant | On-Road Price (Pune) | Loan Amount | Down Payment | Monthly EMI | Interest Rate | Loan Tenure |
| Executive 42 kWh | ₹19,09,773 | ₹17,99,000 | ₹1,10,773 | ₹36,477 | 8% p.a. | 5 years |
| Smart 42 kWh | ₹20,15,396 | ₹18,99,900 | ₹1,15,496 | ₹37,899 | 8% p.a. | 5 years |
| Smart (O) 42 kWh | ₹20,67,736 | ₹19,49,900 | ₹1,17,836 | ₹38,900 | 8% p.a. | 5 years |
| Premium 42 kWh | ₹21,20,076 | ₹19,99,900 | ₹1,20,176 | ₹39,900 | 8% p.a. | 5 years |
| Smart (O) 51.4 kWh | ₹22,77,096 | ₹21,49,900 | ₹1,27,196 | ₹41,800 | 8% p.a. | 5 years |
| Excellence 51.4 kWh | ₹24,86,457 | ₹23,49,900 | ₹1,36,557 | ₹43,800 | 8% p.a. | 5 years |
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MG ZS EV EMI Plans (5-Year Tenure)
| Variant | Loan Amount | Interest Rate | Down Payment | Monthly EMI | Loan Tenure |
| MG ZS EV 100 Year Limited Edition | ₹17.96 Lakh | 9.8% p.a. | ₹2.66 Lakh | ₹50,666 | 5 years |
| MG ZS EV Essence | ₹18.98 Lakh | 9.8% p.a. | ₹2.78 Lakh | ₹52,823 | 5 years |
| MG ZS EV Essence DT | ₹19.00 Lakh | 9.8% p.a. | ₹2.80 Lakh | ₹53,223 | 5 years |
| MG ZS EV Exclusive Plus | ₹18.98 Lakh | 9.8% p.a. | ₹2.64 Lakh | ₹50,266 | 5 years |
| MG ZS EV Exclusive Plus DT | ₹19.00 Lakh | 9.8% p.a. | ₹2.66 Lakh | ₹50,666 | 5 years |
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Mahindra XUV400 EV EMI Plans (5-Year Tenure)
| Variant | On-Road Price (Delhi) | Loan Amount | Down Payment | Monthly EMI | Interest Rate | Loan Tenure |
| EC | ₹16.83 Lakh | ₹15.13 Lakh | ₹1.70 Lakh | ₹32,148 | 10% p.a. | 5 years |
| EC with Fast Charger | ₹17.35 Lakh | ₹15.61 Lakh | ₹1.74 Lakh | ₹33,174 | 10% p.a. | 5 years |
| EL with Fast Charger | ₹19.97 Lakh | ₹17.97 Lakh | ₹2.00 Lakh | ₹38,176 | 10% p.a. | 5 years |
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